Investors

Service, Commitment, Experience

Investing in Mortgages

 

1. Your Investment will be secured against Real Estate. There is a margin of safety with Real Estate.

1st Mortgages, we usually lend up to 75% of Appraised Value, and 2nd Mortgages up to 85% of Appraised Value.
2. You receive steady return on your investment. The borrower will provide you with 12 monthly cheques.
3. Your Investment is typically 1 Year Term.  You can choose to renew the mortgage again or cash in your investment.
4. The Borrower is always responsible for setting up a mortgage.
5. Typically you can expect 8-10% return on your money with 1st Mortgages, and 12-14% return on your money with 2nd Mortgages.
6. You should have between $100,000 to $500,000 to invest in 1st Mortgages.
You should have between $30,000 to $200,000 for a typical 2nd Mortgage investment.

 

Compared to: 

 

Stock Market                  - Volatile and you have to watch the market or pay someone to advise

                                            you.

GIC's                                - Safe but low returns.

Canada Savings Bonds - Safe but low returns.

Syndicated Mortgages  -Typically longer terms 2 to 4 years

                                         - You are in 2nd position and this could change.

                                         - More difficult to cash in  your investment.
 
Would you like to know more?
Simply fill out our form and we will call you within 48 hours.

Apply now using our safe and secure online mortgage application